ATNI-EDC Covid-19 Response

On this page, you will find information about:

ATNI-EDC Emergency Loans

The ATNI-EDC Emergency Loan Program is now open. Funds are available to Native-owned businesses in the ATNI Region (broadly Oregon, Washington, and Idaho). Click the link above for more information.

State of Oregon Grants

A new round of Business Oregon Grants opened on 10/1/20. This grant is now closed.

ATNI-EDC Forgivable Loan Program

The ATNI-EDC Forgivable Loan Program is currently closed.

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ATNI-EDC Emergency Loan Fund

The Department of Commerce Economic Development Administration’s Revolving Loan Fund Program provided $500,000 of capital to respond to the COVID-19 pandemic.  ATNI-EDC is using this capital by providing a low-interest loan to businesses that have been adversely affected by the COVID-19 pandemic.


The ATNI-EDC Covid-19 Response Emergency Loan is available to Native-owned businesses operating on or near tribal areas in the ATNI region (broadly Oregon, Washington, and Idaho). Businesses must demonstrate that the loan funds will be used to mitigate hardships associated with the COVID-19 pandemic.  Businesses that have received other financial relief will not be disqualified from this loan program and are welcome to apply. 

Loan Amounts, Terms, and Rates

  • Loan amounts may be requested between $5,000 and $25,000
  • No loan payments are required for the first six months
  • Loans must be repaid within three years
  • Interest rates are:
    • 2.5% year 1
    • 5% year 2
    • If loan is not repaid in full within 2 years, the interest rate will increase to 8% thereafter
  • Closing fees are waived
  • Loans up to $10,000 may be secured with only a personal guarantee. 
  • Loans between $10,001 and $25,000 must be appropriately collateralized above and beyond a personal guarantee

Application Process

To apply, complete the short application form. Applications will be accepted on a rolling basis until funds are expended.

Completed applications may be emailed it to, or mailed to:

PO Box 66592
Portland, Oregon 97290-6592

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State of Oregon Covid-19 Emergency Business Grants – Round 4

The Oregon Legislature, in partnership with the Governor, allocated $22.5 Million of federal CARES Act funds for the purpose of providing financial assistance to small businesses adversely affected by economic conditions as a direct result of the COVID-19 pandemic. ATNI-EDC has received $400,000 to distribute to Native-owned businesses that meet the criteria defined by Business Oregon.

This grant is now closed. ATNI-EDC has expended its full allocation of these grant funds. Please contact Business Oregon, 503-986-0123, to learn if other intermediaries have funds remaining.

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ATNI-EDC Covid-19 Response Forgivable Loan Program

In response to the Covid-19 crisis, ATNI-EDC is focusing its efforts on supporting Native-owned small businesses in the ATNI Region.  ATNI-EDC received funds to seed the ATNI-EDC Covid-19 Response Emergency Forgivable Loan Program from the Oregon Small Business Stabilization Fund, managed by the Oregon Community Foundation. The Oregon Small Business Stabilization Fund was comprised of State and philanthropic resources.

The ATNI-EDC Forgivable Loan program was launched on April 20, 2020 and closed on June 1, 2020. The Application Review Committee, comprised of staff and leadership of ATNI-EDC, Oregon Native American Chamber, and NAYA met weekly throughout the application period to review applications.

By the close of the program, the review committee approved $93,000 to support 62 Native-owned, Oregon-based small businesses.

ATNI-EDC is seeking funds to grow the Forgivable Loan program to support small businesses throughout the ATNI Region.