ATNI-EDC Covid-19 Response Emergency Forgivable Loan

With support from the Oregon Small Business Stabilization Fund, the Affiliated Tribes of Northwest Indians Economic Development Corporation has established an Emergency Forgivable Loan to assist Native-owned small businesses with COVID-19 relief efforts. Emergency Forgivable Loans will range from $1,000 up to $5,000. Funds are limited, and most loans will likely be $1,000 to $2,000. Actual loan amount will be determined by the loan review committee. For more information on the Oregon Small Business Stabilization Fund, visit

Because of the source of funds, Covid-19 Response Emergency Forgivable Loans are currently open for small businesses operating in Oregon. We are working to expand these funds, and identify new sources to support small businesses throughout the ATNI Region.

CLICK HERE to download the Covid-19 Response Emergency Forgivable Loan Application.


These funds are available for Native-owned small businesses (5 employees or fewer) operating in the State of Oregon. Applicants should demonstrate tribal affiliation. Tribal affiliation does not need to be a Tribe in the ATNI Region. ATNI-EDC is an equal opportunity lender. All qualified applicants will receive considerations without regard to race, color, religion, sex or national origin. In deference to its status of a tribally affiliated entity and its goal of building capacity in tribal communities, ATNI-EDC reserves the right to apply preference to Native American preference in its application review.

Allowable Use-of-Funds

Small business owners know best how to run their business. These funds are intended to ensure that businesses can survive the Covid-19 crisis. Funds may be used to be used to offset expenses incurred from the Covid-19 crisis, or to pay for operating expenses incurred while revenue is compromised. The funds can not be used to cover expenses claimed under Federal or other relief grants or loans. If you have applied for other relief programs and you later learn that you received assistance, you may contact ATNI-EDC to update your use of funds. Loan funds shall not overlap with any other relief funding. If funds need to be repurposed, you will need to contact ATNI-EDC within 60 days of receipt of the funds to ensure the repurpose of funds are agreed upon and documented. The Applicant provide proof of use of funds within 90 days of receipt.

Forgivable Loan Criteria

Once all requirements are met and proper documentation has been received and accepted by ATNI-EDC, the loan will be forgiven, and applicant will have no further obligations regarding the funds. If any of the terms are not met, including but not limited to not providing sufficient proof of use of funds, the loan will come due within 12 months of receipt of funds.  0% interest will be assessed for the first 12 months, after which an interest rate of 8% will be applied to the loan. There are no closing costs or loan origination fees associated with this loan.

Application Procedure

Complete this application and email it to Applications may also be mailed to:

PO Box 66592
Portland, Oregon 97290-6592

Application window will remain open until June 1, 2020, unless otherwise specified. Applications will be reviewed on an ongoing basis. Applicants will be notified once approved. See for updates. For questions, you may contact Crystal Sandoval at, or (503) 206-6162.